Compare business credit cards

Boost cash flow, build credit history, and earn rewards. Select from a range of trusted UK providers to find a business credit card to suit and enhance your company needs.

Startup business credit card top pick

Capital on Tap

For flexible business credit that's simple and rewarding. Access flexible capital, higher credit limits, and personalised rewards.

Why Capital on Tap?

  • Trusted by 200,000 small businesses

  • Apply online and get a decision in 2 minutes 

  • Start spending immediately with virtual cards

View more business credit cards
Capital on Tap Logo
“A business credit card works well because it means our everyday spending can earn rewards.”
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Richard Young, selfcatering.co.uk
rocketUncapped 1% cashback on all card spend. Convert points to Avios or Virgin Points

Capital on Tap Business Credit Card

Purchases
34.65% p.a. variable
Annual fee
£0
Representative APR (variable)
34.65% APR
*Representative rate is 34.65% APR (variable).
Good to know
  • Free UK ATM withdrawals
  • Get a decision in minutes
  • Suitable for UK limited companies & LLPs
  • Good for cashback and rewards, with limits up to £250,000

Get free uncapped 1% cashback on all card spending. Limits up to £250,000, free company cards with spend controls, and no annual, FX or ATM fees. Available to limited companies and LLPs. T&Cs apply.

rocket1.25% cashback on all preloaded card spend. Convert points to Avios or Virgin Points.

Capital on Tap Business Pro Card

Purchases
34.65% p.a. variable
Annual fee
£299
Representative APR (variable)
110.33% APR
*Representative rate is 110.33% APR (variable).
Good to know
  • Collect avios and bonus points on spending
  • Unlimited airport lounge access and sleek metal card
  • Suitable for UK limited companies & LLPs
  • Good for cashback and rewards, with limits up to £250,000

Uncapped 1% cashback on all card spending included. Get unlimited airport lounge access and a silver metal card. Limits up to £250,000, and free company cards with spend controls. No ATM or FX fees. Available to limited companies and LLPs. T&Cs apply.

rocketEarn 2% cashback up to £2000 for 6 months, unlimited 1% thereafter. T&Cs apply.

Funding Circle Business Cashback Credit Card

Purchases
34.9% p.a. variable
Annual fee
£0
Representative APR (variable)
34.9% APR
*The standard interest rate on purchases is 34.9% pa. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable)
Good to know
  • Up to 42 days interest-free
  • No monthly fee
  • Suitable for UK limited companies & LLPs
  • Good for cashback, with limits up to £250,000

Get 2% cashback on all card spend with Cashback Card for the first 6 months or to a limit of £100,000 spend (total cashback capped at £2,000) and then 1% thereafter. T&Cs apply.

rocketSpend management platform - Xero, Sage & QuickBooks sync, no per-user fees. Up to 0.5% cashback.

Moss Business Credit Card

Purchases
N/A
Annual fee
£2,400
Representative APR (variable)
N/A
*Interest rates are not applicable to Charge cards
Good to know
  • 0% interest - repay full balance in up to 30 days, no option to carry a balance
  • Set spend rules per card - limits, merchants, days and times
  • Automated receipt capture and AI-powered transaction coding
  • Good for UK finance teams with 25+ employees - no per-user fees

0% interest. Mastercard® World Elite Business Credit Card. Repay full balance in up to 30 days - no option to carry a balance. Credit subject to KYC and eligibility assessment. T&Cs apply.

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