Compare secured loans for bad credit

Secured loans can let homeowners borrow larger amounts at lower rates for longer - and can be easier to get than personal loans if you have bad credit. Compare secured loans below to see our best deals and if they're right for you.

  • Compare our top providers
  • View terms, rates and repayments
  • Our service is simple, reliable, and free of charge
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
221 results found, sorted by lowest total amount payable. How we order our comparisons.
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United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
37745.8
Fees
1495
Overall cost for comparison
5.64% APRC
To pay off balance over 120 months
302.09
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
38041
Fees
1495
Overall cost for comparison
5.79% APRC
To pay off balance over 120 months
304.55
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime Plus (0 Status)

Total amount repayable
38781.4
Fees
1495
Overall cost for comparison
6.24% APRC
To pay off balance over 120 months
310.72
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime (0 Status)

Total amount repayable
38781.4
Fees
1495
Overall cost for comparison
6.24% APRC
To pay off balance over 120 months
310.72
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime (0 Status)

Total amount repayable
38930.2
Fees
1495
Overall cost for comparison
6.29% APRC
To pay off balance over 120 months
311.96
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

United Trust Bank Ltd Unencumbered Prime (0 Status)

Total amount repayable
39376.6
Fees
1495
Overall cost for comparison
6.59% APRC
To pay off balance over 120 months
315.68
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age18
Maximum Age85
Self Employed Accepted
UK Resident

Equifinance Adverse Secured Loan

Total amount repayable
39476.6
Fees
1295
Overall cost for comparison
6.8% APRC
To pay off balance over 120 months
318.18
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age21
Maximum Age80
Self Employed Accepted
UK Resident

Selina Selina FlexiLoan

Total amount repayable
39576.6
Fees
1095
Overall cost for comparison
7.09% APRC
To pay off balance over 120 months
320.68
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age25
Maximum Age75
Self Employed Accepted
UK Resident

Selina Selina FlexiLoan

Total amount repayable
39576.6
Fees
1095
Overall cost for comparison
7.04% APRC
To pay off balance over 120 months
320.68
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age25
Maximum Age75
Self Employed Accepted
UK Resident

Equifinance Adverse Secured Loan

Total amount repayable
39776.6
Fees
1295
Overall cost for comparison
7% APRC
To pay off balance over 120 months
320.68
More Information
Eligibility
Credit Profile Acceptedpoor
Minimum Age21
Maximum Age80
Self Employed Accepted
UK Resident

Overall representative example

Based on borrowing£18,000 over 120 monthsThe overall cost of comparison9.1% APRC representative
Borrowing rate6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71Broker fee£1,530
Lender fee£495Total amount payable£26,945.40 comprised of a loan amount of £18,000 and interest of £6,920.40