Joe Phelan author profile pic

Joe Phelan

Business finance editor

About the Author

Joe is an experienced writer, journalist, and editor. He has written for the BBC, National Geographic, the Observer, and Monocle.

Joe joined the money.co.uk team in 2024, where he helps small business owners navigate the often confusing world of business finance. His role is to cut through the jargon and create clear, actionable content that empowers entrepreneurs to make confident financial decisions. He is passionate about breaking down complex topics, whether it's securing funding, managing cash flow, or understanding tax obligations, so that small businesses can thrive.

Beyond business finance, Joe is a Tottenham and Chicago Bears fan and is tolerated by his cat, Harris.

He writes a weekly insight for money.co.uk, published every Tuesday.

Expertise

  • SMEs

  • Sustainability

  • Business finance

Education

  • NCTJ Diploma In Journalism, Highbury College

  • BA Hons Journalism, University of Chester

Featured in News

Compare rent guarantee insurance for landlords May 2026

You could get rent guarantee cover to protect you in case your tenants ever stop paying their rent.

Read More

Get quotes for our best landlord insurance deals May 2026

Landlord insurance can reduce the risk of losing money when renting out property. Find out how much cover would cost you and what it can offer.

Read More

How do you claim tax back?

Paying tax is a fact of life for most of us, but it is surprisingly easy to pay too much and leave yourself out of pocket. Here is how to claim tax back from HMRC.

Read More
Feature image of someone working on a financial report, with the text 'UK business facts and statistics 2025'.

UK Business Statistics 2025 - Business Facts and Stats Report

The latest UK business statistics for 2025, covering topics including revenue, creation, lending, and UK business statistics by industry, region, and size.

Read More
Woman looks at her laptop screen, a cup of coffee by her side.

How to write a business plan executive summary in 5 steps

Learn how to write an effective executive summary for your business plan that clearly communicates your key points in just 5 steps.

Read More
A man walks along a shopping street

Two-thirds of SMEs have economic concerns about 2025 – here’s how to survive the squeeze

How businesses can navigate this complex landscape, protect their margins, and continue to grow in a difficult economic environment.

Read More
The true role of AI is in supporting, not replacing, business fundamentals.

How SMEs can strategically adopt AI – without losing sight of core business needs

Rushing into AI adoption without a strategy can hurt small businesses. The true role of AI is in supporting, not replacing, business fundamentals.

Read More
Wind farm on a moor

Why it can pay for small businesses to go green

Wondering about the benefits of going green? Here's what you need to know

Read More
Christmas is the perfect time to reflect on everything you've achieved.

For small business owners, December is a time of reflection and preparation.

Christmas is the perfect opportunity to look back on the year that has passed, celebrate your achievements, and set your goals for the future.

Read More
What can Spotify Wrapped teach small businesses about personalisation?

The annual viral success of Spotify Wrapped offers valuable lessons for small businesses.

By leveraging customer data and crafting shareable, personalised experiences, you can engage and retain your audience while boosting brand visibility and loyalty.

Read More
Are large language models the future?

How can the government’s new AI chatbot help small businesses?

Small business owners face a constant battle with information overload, and the government’s AI chatbot is stepping in to assist.

Read More
A picture of a diverse team having a group meeting. The title "Diversity in business statistics" is written over the top.

UK Diversity in Business Statistics 2023 - Facts and Stats Report

Celebrate diversity in business with our statistics on women in business, ethnic minorities, and more.

Read More
View All