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Business guides

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Do sole traders need a business bank account?

Learn the benefits and drawbacks of opening a business bank account as a sole trader and decide if it's the right choice for your financial needs.

Owner of a plant shipping business on the phone.

How to choose a business bank account: 7 things to consider

Find out what every company needs to know when choosing a business bank account.

Personal vs business bank accounts: key differences explained

Understand how personal and business bank accounts differ and what to look out for when choosing between the two.

Should you have two business bank accounts?

Discover the potential benefits and pitfalls of having more than one business bank account.

Tradesman checking documents while loading his van.

Asset-based lending: what is it and how does it work?

Find out how you could use business assets to help you secure a loan.

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What is asset finance? Everything you need to know

Discover how your business could access new equipment or vehicles with minimal upfront costs.

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Business finance explained: how to choose the right funding for your business

Explore the key types of business finance, why they matter and how to find the right funding option for your business needs.

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Cash flow loans: the ultimate guide for small businesses in the UK

Learn how cash flow loans can help your business bridge financial gaps. Discover how they work, their benefits, eligibility criteria and how to apply.

Casually dressed businesswoman sitting on her desk studying paperwork

Invoice factoring explained: how it works and what to consider

If your business relies on invoicing, invoice factoring can provide early access to customer payments, helping to improve cash flow.

Businessman sits at a desk and contemplates his paperwork

What is invoice discounting and how does it work?

Discover how you could improve your company’s cash flow by borrowing against your unpaid invoices.

VAT loans: a practical guide for UK businesses

Need help with your VAT bill? Short-term VAT loans can cover essential tax payments and keep your business on track.

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Merchant cash advance explained: a guide for small businesses

A merchant cash advance offers a flexible alternative to a business loan – but is it right for you? Discover the pros and cons in this helpful guide.

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Working capital loans explained: a practical guide for SMEs

A working capital loan can help to cover the day-to-day running costs of your business. Find out more with our five-minute guide.

What is a revolving credit facility and how does it work in the UK?

Discover what a revolving credit facility is, how it works, and how it can help manage cash flow for your business.

Invoice finance explained: a simple guide for SMEs and startups

Invoice finance could be an easy way to boost business cash flow if you regularly invoice clients.

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